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Social Security Planning for Divorced and Divorcing Couples

Posted by Unknown | Jan 31, 2021 | 0 Comments

social security planning for divorced and divorcing couples

Drama Free Divorce offers expert guidance and support when it comes to Social Security Planning for divorced and divorcing couples. We offer flexible financing starting at $500 per month in Kansas City (both Missouri and Kansas) which makes managing the costs associated with your divorce simpler than ever before.

Our pricing structure has been designed with transparency in mind, so there are no unexpected expenses or surprises. Our process removes court appearances and any associated stressors, and our attorneys not only possess outstanding qualifications but are also sensitive to what can be an emotionally draining process for their clients.

Our pricing structure has been predetermined and transparent so there will be no unexpected costs or surprises. Our process eliminates court appearances and any associated stress. Furthermore, our attorneys are both highly qualified and deeply compassionate, understanding that divorce can be an emotionally trying time for many.

Social Security planning for divorcing or divorced couples can be complex, yet understanding its nuances is vital to protecting your financial future. Here, we explore key Social Security aspects for divorced people and offer guidance to help navigate this confusing terrain.


How will divorce affect my Social Security benefits?

Social Security benefits may be affected by divorce in different ways. Here's an example:

  • Reduced Benefits: Applying for benefits before reaching full retirement age may reduce how much money you receive in benefits.
  • Benefits for Survivors: As the beneficiary of your ex-spouse's benefit amount, you could potentially qualify for benefits that equal up to 100% of what his or her benefit was worth.
  • Remarriage Rules: Remarrying can affect your eligibility to claim benefits from an ex-spouse, so it is wise to carefully consider this decision before marrying again.


Can you claim benefits on your ex-spouse's work record?

Your claim for Social Security benefits based on the work history of an ex-spouse may allow you to do just that, even if the two of you no longer reside together. There may even be conditions which must be fulfilled:

  • Married for a Decade: In order to be eligible for benefits, your marriage must have been going at least ten years.
  • Unmarried or Remarried: In order to qualify, you must be unmarried. Subsequent marriages don't count unless their respective relationships end successfully.
  • Eligibility of Your Ex: Your ex-spouse must be eligible to claim Social Security benefits. Otherwise, any benefits claimed cannot exist in reality.


How much Social Security benefits can a former spouse get after divorce?

Let's now talk numbers: an ex-spouse with an adverse record can receive between 50-100% of their Social Security benefits based on when and how old they are, depending on when their retirement benefit was claimed. At full retirement age, they could get 50% while if they wait until reaching full retirement age they could even qualify for 100% of this payment.


How can I claim Social Security benefits from my divorced spouse?

Claiming Social Security Benefits as a Divorced Spouse requires several steps.

  • Verify Your Eligibility: Verify that all eligibility requirements have been fulfilled before starting any program.
  • Documentation: Gather essential documents such as your divorce decree, marriage certificate, and former partner's Social Security number.
  • Visit or call: To make an appointment at your local Social Security Administration and be guided through the application process.
  • Be Patient: Once your application has been accepted by the Social Security Administration, processing may take some time.


Why hiring a divorce lawyer is better than not having one?

Now that we understand how to claim benefits for divorce proceedings, let's explore the advantages of hiring an attorney for this process. Divorce can be both emotionally and financially draining. An experienced and affordable legal representative will guide you through every step.

  • Experience: Family law attorneys understand all the nuances involved with divorce proceedings, so they will help ensure you do not forfeit any of your rights during a divorce.
  • Reduce Stress: Divorce can be emotionally taxing. An attorney can ease some of your burden by handling legal complications on your behalf and relieving you of stress.
  • Protect Your Interests: An attorney will represent your best interests when dealing with matters such as property division, child custody, and alimony payments.


When should you hire an attorney?

Timing is key when hiring divorce attorneys. Below are a few instances when legal advice may be necessary:

  • Complex Assets: If your assets are complex, consulting an attorney in order to reach an equitable division will be important in reaching a fair result.
  • Child Custody: Attorneys can be invaluable resources in reaching an equitable agreement on behalf of their client, prioritizing the best interests of their child as they negotiate custody arrangements.
  • High-Conflict Divorces: Consulting an attorney may help to reduce emotional strain in cases of high-conflict divorces.


What criteria must I consider in order to hire a quality attorney?

Selecting the ideal attorney is essential. Here are some factors you should keep in mind when making your choice:

  • Experience: When hiring an attorney to represent your divorce and family law needs, seek one with proven results in such cases.
  • Communication Skills: Communication is of utmost importance, your attorney should listen and explain things clearly to you.
  • Client Testimonials: To assess an attorney's reputation accurately, read testimonials and reviews from past clients.
  • Fees and Costs: Make sure that fees and costs are discussed early in the process.


Why Choose Drama-Free Divorce?

We take great pride in being your trusted ally on the path toward divorce. Our experienced lawyers have successfully navigated through many such cases with great results.

Due to our commitment to communication, you will always remain up-to-date on the progress of your case. We recognize that divorce can be an emotionally charged experience, and that's why we approach each case with understanding.

Please don't just take our word for it, take a look at what our clients have to say! Our fee structure is transparent so you'll know exactly what to expect.


Suggestions for Action

What steps can help secure your future after Divorce, financially speaking? Below are a few to keep in mind:

  • Review Your Situation: Evaluate whether you qualify for social security benefits based on your record.
  • Accumulate All Documents: Gather all relevant documents such as your divorce decree and marriage certificate.
  • Consult a Divorce Attorney: For complex asset distributions, custody arrangements, or high-conflict situations in a divorce, it is highly advisable to seek advice from an experienced divorce lawyer.
  • Claiming Your Benefits: If eligible, follow these steps if you wish to claim Social Security benefits on behalf of an ex-spouse's record.
  • Plan Your Future: In collaboration with your financial advisor, create a retirement plan that includes Social Security benefits in its calculations.

Divorce doesn't have to mean financial ruin if managed effectively. You can effectively navigate the system and protect your Social Security benefits. Contact us today at 816 615-5555 or send us an email on our Contact Page.

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